diff --git a/code/game/machinery/bank_machine.dm b/code/game/machinery/bank_machine.dm
index fc9b808bcee..d258f7a4d0a 100644
--- a/code/game/machinery/bank_machine.dm
+++ b/code/game/machinery/bank_machine.dm
@@ -8,6 +8,7 @@
 	var/obj/item/radio/radio
 	var/radio_channel = "Common"
 	var/minimum_time_between_warnings = 400
+	var/syphoning_credits = 0
 
 /obj/machinery/computer/bank_machine/Initialize()
 	. = ..()
@@ -25,6 +26,9 @@
 	if(istype(I, /obj/item/stack/spacecash))
 		var/obj/item/stack/spacecash/C = I
 		value = C.value * C.amount
+	else if(istype(I, /obj/item/holochip))
+		var/obj/item/holochip/H = I
+		value = H.credits
 	if(value)
 		var/datum/bank_account/D = SSeconomy.get_dep_account(ACCOUNT_CAR)
 		if(D)
@@ -40,14 +44,15 @@
 	if(siphoning)
 		if (stat & (BROKEN|NOPOWER))
 			say("Insufficient power. Halting siphon.")
-			siphoning =	FALSE
+			end_syphon()
 		var/datum/bank_account/D = SSeconomy.get_dep_account(ACCOUNT_CAR)
 		if(!D.has_money(200))
 			say("Cargo budget depleted. Halting siphon.")
-			siphoning = FALSE
+			end_syphon()
 			return
-		new /obj/item/stack/spacecash/c200(drop_location()) // will autostack
+		
 		playsound(src, 'sound/items/poster_being_created.ogg', 100, 1)
+		syphoning_credits += 200
 		D.adjust_money(-200)
 		if(next_warning < world.time && prob(15))
 			var/area/A = get_area(loc)
@@ -85,4 +90,9 @@
 		siphoning = TRUE
 	if(href_list["halt"])
 		say("Station credit withdrawal halted.")
-		siphoning = FALSE
+		end_syphon()
+		
+/obj/machinery/computer/bank_machine/proc/end_syphon()
+	siphoning = FALSE
+	new /obj/item/holochip(drop_location(), syphoning_credits) //get the loot
+	syphoning_credits = 0
diff --git a/code/game/objects/items/cards_ids.dm b/code/game/objects/items/cards_ids.dm
index e57bd6b4ad7..62b7fef8ea9 100644
--- a/code/game/objects/items/cards_ids.dm
+++ b/code/game/objects/items/cards_ids.dm
@@ -142,14 +142,12 @@
 				update_label()
 
 /obj/item/card/id/attackby(obj/item/W, mob/user, params)
-	if(istype(W, /obj/item/stack/spacecash))
-		var/obj/item/stack/spacecash/vbucks = W
+	if(istype(W, /obj/item/holochip))
+		var/obj/item/holochip/holochip = W
 		if(registered_account)
-			var/fortnite_money = vbucks.value * vbucks.amount
-			registered_account.adjust_money(fortnite_money)
-			to_chat(user, "You insert [vbucks] into [src], adding $[fortnite_money] to your account.")
-			qdel(vbucks)
-
+			registered_account.adjust_money(holochip.credits)
+			to_chat(user, "You insert [holochip] into [src], adding [holochip.credits] credits to your account.")
+			qdel(holochip)
 
 /obj/item/card/id/attack_self(mob/user)
 	if(!registered_account)
@@ -170,10 +168,9 @@
 	if(!amount_to_remove || amount_to_remove < 0)
 		return
 	if(registered_account.adjust_money(-amount_to_remove))
-		var/obj/item/stack/spacecash/c1/dosh = new /obj/item/stack/spacecash/c1(get_turf(user))
-		dosh.amount = amount_to_remove
-		user.put_in_hands(dosh)
-		to_chat(user, "You withdraw $[amount_to_remove].")
+		var/obj/item/holochip/holochip = new (get_turf(user), amount_to_remove)
+		user.put_in_hands(holochip)
+		to_chat(user, "You withdraw [amount_to_remove] credits into a holochip.")
 		return
 	else
 		to_chat(user, "You don't have the funds for that.")
@@ -187,8 +184,8 @@
 			var/datum/bank_account/D = SSeconomy.get_dep_account(registered_account.account_job.paycheck_department)
 			if(D)
 				to_chat(user, "The [D.account_holder] reports a balance of $[D.account_balance].")
-		to_chat(user, "Use your ID in-hand to pull money from your account in the form of cash.")
-		to_chat(user, "You can insert cash into your account by smashing the money against the ID.")
+		to_chat(user, "Use your ID in-hand to pull money from your account in the form of holochips.")
+		to_chat(user, "You can insert credits into your account by pressing holochips against the ID.")
 		to_chat(user, "If you lose this ID card, you can reclaim your account by using a blank ID card inhand and punching in the account ID.")
 
 	if(mining_points)
diff --git a/code/game/objects/items/credit_holochip.dm b/code/game/objects/items/credit_holochip.dm
new file mode 100644
index 00000000000..2a96fa0ca11
--- /dev/null
+++ b/code/game/objects/items/credit_holochip.dm
@@ -0,0 +1,83 @@
+/obj/item/holochip
+	name = "credit holochip"
+	desc = "A hard-light chip encoded with an amount of credits. It is a modern replacement for physical money that can be directly converted to virtual currency and viceversa. Keep away from magnets."
+	icon = 'icons/obj/economy.dmi'
+	icon_state = "holochip_1"
+	throwforce = 0
+	force = 0
+	w_class = WEIGHT_CLASS_TINY
+	var/credits = 0
+
+/obj/item/holochip/Initialize(mapload, amount)
+	. = ..()
+	credits = amount
+	update_icon()
+
+/obj/item/holochip/examine(mob/user)
+	. = ..()
+	to_chat(user, "<span class='notice'>It's loaded with [credits] credit[( credits > 1 ) ? "s" : ""]</span>")
+	to_chat(user, "<span class='notice'>Alt-Click to split.</span>")
+
+/obj/item/holochip/update_icon()
+	switch(credits)
+		if(1 to 9)
+			icon_state = "holochip_1"
+		if(10 to 99)
+			icon_state = "holochip_10"
+		if(100 to 999)
+			icon_state = "holochip_100"
+		if(1000 to 9999)
+			icon_state = "holochip_1k"
+		if(10000 to 999999)
+			icon_state = "holochip_10k"
+		if(1000000 to 999999999)
+			icon_state = "holochip_million"
+		if(1000000000 to INFINITY)
+			icon_state = "holochip_billion"
+
+/obj/item/holochip/proc/spend(amount, pay_anyway = FALSE)
+	if(credits >= amount)
+		credits -= amount
+		if(credits == 0)
+			qdel(src)
+		update_icon()
+		return amount
+	else if(pay_anyway)
+		qdel(src)
+		return credits
+	else
+		return 0
+
+/obj/item/holochip/attackby(obj/item/I, mob/user, params)
+	..()
+	if(istype(I, /obj/item/holochip))
+		var/obj/item/holochip/H = I
+		credits += H.credits
+		to_chat(user, "<span class='notice'>You insert the credits into [src].</span>")
+		update_icon()
+		qdel(H)
+
+/obj/item/holochip/AltClick(mob/user)
+	if(!istype(user) || !user.canUseTopic(src, BE_CLOSE, ismonkey(user)))
+		return
+	var/split_amount = round(input(user,"How many credits do you want to extract from the holochip?") as null|num)
+	if(split_amount == null || split_amount <= 0 || !user.canUseTopic(src, BE_CLOSE, ismonkey(user)))
+		return
+	else
+		var/new_credits = spend(split_amount, TRUE)
+		var/obj/item/holochip/H = new(user ? user : drop_location(), new_credits)
+		if(user)
+			if(!user.put_in_hands(H))
+				H.forceMove(user.drop_location())
+			add_fingerprint(user)
+		H.add_fingerprint(user)
+		to_chat(user, "<span class='notice'>You extract [split_amount] credits into a new holochip.</span>")
+
+/obj/item/holochip/emp_act(severity)
+	. = ..()
+	if(. & EMP_PROTECT_SELF)
+		return
+	var/wipe_chance = 60 / severity
+	if(prob(wipe_chance))
+		visible_message("<span class='warning'>[src] fizzles and disappears!</span>")
+		qdel(src) //rip cash
\ No newline at end of file
diff --git a/code/game/objects/items/storage/wallets.dm b/code/game/objects/items/storage/wallets.dm
index e9458b28b11..3f28c10212e 100644
--- a/code/game/objects/items/storage/wallets.dm
+++ b/code/game/objects/items/storage/wallets.dm
@@ -15,6 +15,7 @@
 	STR.max_items = 4
 	STR.can_hold = typecacheof(list(
 		/obj/item/stack/spacecash,
+		/obj/item/holochip,
 		/obj/item/card,
 		/obj/item/clothing/mask/cigarette,
 		/obj/item/flashlight/pen,
@@ -75,6 +76,5 @@
 	icon_state = "random_wallet"
 
 /obj/item/storage/wallet/random/PopulateContents()
-	var/obj/item/stack/spacecash/c10/cash = new /obj/item/stack/spacecash/c10(src)
-	cash.amount = rand(1,5)
+	new /obj/item/holochip(src, rand(5,30))
 	update_icon()
diff --git a/code/modules/economy/pay_stand.dm b/code/modules/economy/pay_stand.dm
index bc22b109b69..e703477ab3f 100644
--- a/code/modules/economy/pay_stand.dm
+++ b/code/modules/economy/pay_stand.dm
@@ -28,8 +28,7 @@
 		var/obj/item/card/id/vbucks = W
 		if(vbucks.registered_account)
 			if(vbucks.registered_account.adjust_money(-price))
-				my_card.registered_account.adjust_money(price)
-				my_card.registered_account.bank_card_talk("Purchase made at your vendor by [vbucks.registered_account.account_holder] for $[price].")
+				purchase(vbucks.registered_account.account_holder)
 				to_chat(user, "Thanks for purchasing! The vendor has been informed.")
 				return
 			else
@@ -38,6 +37,15 @@
 		else
 			to_chat(user, "You're going to need an actual bank account for that one, buddy.")
 			return
+	if(istype(W, /obj/item/holochip))
+		var/obj/item/holochip/H = W
+		if(H.spend(price, FALSE))
+			purchase(user)
+			to_chat(user, "Thanks for purchasing! The vendor has been informed.")
+			return
+		else
+			to_chat(user, "You trying to punk me, kid? Come back when you have the cash.")
+			return
 	if(istype(W, /obj/item/stack/spacecash))
 		to_chat(user, "What is this, the 2000s? We only take card here.")
 		return
@@ -57,4 +65,9 @@
 	else if(default_deconstruction_crowbar(W))
 		return
 	else
-		return ..()
\ No newline at end of file
+		return ..()
+		
+/obj/machinery/paystand/proc/purchase(buyer)
+	my_card.registered_account.adjust_money(price)
+	my_card.registered_account.bank_card_talk("Purchase made at your vendor by [buyer] for [price] credits.")
+	
\ No newline at end of file
diff --git a/code/modules/events/pirates.dm b/code/modules/events/pirates.dm
index 99a8dc2f7f1..099ed1a83f2 100644
--- a/code/modules/events/pirates.dm
+++ b/code/modules/events/pirates.dm
@@ -146,15 +146,9 @@
 		new /obj/effect/temp_visual/emp(get_turf(S))
 
 /obj/machinery/shuttle_scrambler/proc/dump_loot(mob/user)
-	if(credits_stored < 200)
-		to_chat(user,"<span class='notice'>Not enough credits to retrieve.</span>")
-		return
-	while(credits_stored >= 200)
-		new /obj/item/stack/spacecash/c200(drop_location())
-		credits_stored -= 200
+	new /obj/item/holochip(drop_location(), credits_stored)
 	to_chat(user,"<span class='notice'>You retrieve the siphoned credits!</span>")
 
-
 /obj/machinery/shuttle_scrambler/proc/send_notification()
 	priority_announce("Data theft signal detected, source registered on local gps units.")
 
@@ -458,4 +452,13 @@
 
 /datum/export/pirate/cash/get_amount(obj/O)
 	var/obj/item/stack/spacecash/C = O
-	return ..() * C.amount * C.value
\ No newline at end of file
+	return ..() * C.amount * C.value
+	
+/datum/export/pirate/holochip
+	cost = 1
+	unit_name = "holochip"
+	export_types = list(/obj/item/holochip)
+
+/datum/export/pirate/holochip/get_cost(atom/movable/AM)
+	var/obj/item/holochip/H = AM
+	return H.credits
\ No newline at end of file
diff --git a/code/modules/mining/money_bag.dm b/code/modules/mining/money_bag.dm
index 597cad727ce..5d2fc6f4bd8 100644
--- a/code/modules/mining/money_bag.dm
+++ b/code/modules/mining/money_bag.dm
@@ -15,7 +15,7 @@
 	STR.max_w_class = WEIGHT_CLASS_NORMAL
 	STR.max_items = 40
 	STR.max_combined_w_class = 40
-	STR.can_hold = typecacheof(list(/obj/item/coin, /obj/item/stack/spacecash))
+	STR.can_hold = typecacheof(list(/obj/item/coin, /obj/item/stack/spacecash, /obj/item/holochip))
 
 /obj/item/storage/bag/money/vault/PopulateContents()
 	new /obj/item/coin/silver(src)
diff --git a/code/modules/shuttle/special.dm b/code/modules/shuttle/special.dm
index f61e5fe52b0..dd01ee28131 100644
--- a/code/modules/shuttle/special.dm
+++ b/code/modules/shuttle/special.dm
@@ -232,25 +232,35 @@
 	var/list/counted_money = list()
 
 	for(var/obj/item/coin/C in AM.GetAllContents())
-		payees[AM] += C.value
-		counted_money += C
 		if(payees[AM] >= threshold)
 			break
+		payees[AM] += C.value
+		counted_money += C		
 	for(var/obj/item/stack/spacecash/S in AM.GetAllContents())
+		if(payees[AM] >= threshold)
+			break
 		payees[AM] += S.value * S.amount
 		counted_money += S
+	for(var/obj/item/holochip/H in AM.GetAllContents())
 		if(payees[AM] >= threshold)
 			break
+		payees[AM] += H.credits
+		counted_money += H
 
-	if(istype(AM.pulling, /obj/item/coin))
+	if(payees[AM] < threshold && istype(AM.pulling, /obj/item/coin))
 		var/obj/item/coin/C = AM.pulling
 		payees[AM] += C.value
 		counted_money += C
 
-	else if(istype(AM.pulling, /obj/item/stack/spacecash))
+	else if(payees[AM] < threshold && istype(AM.pulling, /obj/item/stack/spacecash))
 		var/obj/item/stack/spacecash/S = AM.pulling
 		payees[AM] += S.value * S.amount
 		counted_money += S
+			
+	else if(payees[AM] < threshold && istype(AM.pulling, /obj/item/holochip))
+		var/obj/item/holochip/H = AM.pulling
+		payees[AM] += H.credits
+		counted_money += H
 
 	if(ishuman(AM))
 		var/mob/living/carbon/human/H = AM
diff --git a/code/modules/spells/spell_types/devil_boons.dm b/code/modules/spells/spell_types/devil_boons.dm
index 36b69b1115b..b5174462d4f 100644
--- a/code/modules/spells/spell_types/devil_boons.dm
+++ b/code/modules/spells/spell_types/devil_boons.dm
@@ -16,14 +16,14 @@
 	for(var/mob/living/carbon/C in targets)
 		if(user.dropItemToGround(user.get_active_held_item()))
 			var/obj/item = pick(
-					new /obj/item/coin/gold(user.loc),
-					new /obj/item/coin/diamond(user.loc),
-					new /obj/item/coin/silver(user.loc),
-					new /obj/item/clothing/accessory/medal/gold(user.loc),
-					new /obj/item/stack/sheet/mineral/gold(user.loc),
-					new /obj/item/stack/sheet/mineral/silver(user.loc),
-					new /obj/item/stack/sheet/mineral/diamond(user.loc),
-					new /obj/item/stack/spacecash/c1000(user.loc))
+					new /obj/item/coin/gold(user.drop_location()),
+					new /obj/item/coin/diamond(user.drop_location()),
+					new /obj/item/coin/silver(user.drop_location()),
+					new /obj/item/clothing/accessory/medal/gold(user.drop_location()),
+					new /obj/item/stack/sheet/mineral/gold(user.drop_location()),
+					new /obj/item/stack/sheet/mineral/silver(user.drop_location()),
+					new /obj/item/stack/sheet/mineral/diamond(user.drop_location()),
+					new /obj/item/holochip(user.drop_location(), 1000))
 			C.put_in_hands(item)
 
 /obj/effect/proc_holder/spell/targeted/view_range
diff --git a/icons/obj/economy.dmi b/icons/obj/economy.dmi
index 8e24281aa2d..ed623515079 100644
Binary files a/icons/obj/economy.dmi and b/icons/obj/economy.dmi differ
diff --git a/tgstation.dme b/tgstation.dme
index b5c7007cdb4..4820be15228 100755
--- a/tgstation.dme
+++ b/tgstation.dme
@@ -771,6 +771,7 @@
 #include "code\game\objects\items\cosmetics.dm"
 #include "code\game\objects\items\courtroom.dm"
 #include "code\game\objects\items\crayons.dm"
+#include "code\game\objects\items\credit_holochip.dm"
 #include "code\game\objects\items\defib.dm"
 #include "code\game\objects\items\dehy_carp.dm"
 #include "code\game\objects\items\dice.dm"