diff --git a/code/__DEFINES/preferences.dm b/code/__DEFINES/preferences.dm
index 5c50d54da46..76da698a27a 100644
--- a/code/__DEFINES/preferences.dm
+++ b/code/__DEFINES/preferences.dm
@@ -29,8 +29,9 @@
 #define CHAT_GHOSTWHISPER	(1<<7)
 #define CHAT_GHOSTPDA		(1<<8)
 #define CHAT_GHOSTRADIO 	(1<<9)
+#define CHAT_BANKCARD  (1<<10)
 
-#define TOGGLES_DEFAULT_CHAT (CHAT_OOC|CHAT_DEAD|CHAT_GHOSTEARS|CHAT_GHOSTSIGHT|CHAT_PRAYER|CHAT_RADIO|CHAT_PULLR|CHAT_GHOSTWHISPER|CHAT_GHOSTPDA|CHAT_GHOSTRADIO)
+#define TOGGLES_DEFAULT_CHAT (CHAT_OOC|CHAT_DEAD|CHAT_GHOSTEARS|CHAT_GHOSTSIGHT|CHAT_PRAYER|CHAT_RADIO|CHAT_PULLR|CHAT_GHOSTWHISPER|CHAT_GHOSTPDA|CHAT_GHOSTRADIO|CHAT_BANKCARD)
 
 #define PARALLAX_INSANE -1 //for show offs
 #define PARALLAX_HIGH    0 //default.
diff --git a/code/__HELPERS/game.dm b/code/__HELPERS/game.dm
index 62cff3e6bb7..cb5187b91a5 100644
--- a/code/__HELPERS/game.dm
+++ b/code/__HELPERS/game.dm
@@ -498,11 +498,15 @@
 //Recursively checks if an item is inside a given type, even through layers of storage. Returns the atom if it finds it.
 /proc/recursive_loc_check(atom/movable/target, type)
 	var/atom/A = target
+	if(istype(A, type))
+		return A
+
 	while(!istype(A.loc, type))
 		if(!A.loc)
 			return
 		A = A.loc
-	return A
+
+	return A.loc
 
 /proc/AnnounceArrival(var/mob/living/carbon/human/character, var/rank)
 	if(!SSticker.IsRoundInProgress() || QDELETED(character))
diff --git a/code/modules/client/preferences.dm b/code/modules/client/preferences.dm
index afcdb14d18a..e2647fae86b 100644
--- a/code/modules/client/preferences.dm
+++ b/code/modules/client/preferences.dm
@@ -493,6 +493,9 @@ GLOBAL_LIST_EMPTY(preferences_datums)
 			dat += "<b>Ghosts of Others:</b> <a href='?_src_=prefs;task=input;preference=ghostothers'>[button_name]</a><br>"
 			dat += "<br>"
 
+			dat += "<b>Income Updates:</b> <a href='?_src_=prefs;preference=income_pings'>[(chat_toggles & CHAT_BANKCARD) ? "Allowed" : "Muted"]</a><br>"
+			dat += "<br>"
+			
 			dat += "<b>FPS:</b> <a href='?_src_=prefs;preference=clientfps;task=input'>[clientfps]</a><br>"
 
 			dat += "<b>Parallax (Fancy Space):</b> <a href='?_src_=prefs;preference=parallaxdown' oncontextmenu='window.location.href=\"?_src_=prefs;preference=parallaxup\";return false;'>"
@@ -1462,6 +1465,9 @@ GLOBAL_LIST_EMPTY(preferences_datums)
 				if("ghost_pda")
 					chat_toggles ^= CHAT_GHOSTPDA
 
+				if("income_pings")
+					chat_toggles ^= CHAT_BANKCARD
+
 				if("pull_requests")
 					chat_toggles ^= CHAT_PULLR
 
diff --git a/code/modules/client/preferences_toggles.dm b/code/modules/client/preferences_toggles.dm
index 3b717a329b2..0d40d5c6fb3 100644
--- a/code/modules/client/preferences_toggles.dm
+++ b/code/modules/client/preferences_toggles.dm
@@ -235,6 +235,17 @@ TOGGLE_CHECKBOX(/datum/verbs/menu/Settings, listen_ooc)()
 /datum/verbs/menu/Settings/listen_ooc/Get_checked(client/C)
 	return C.prefs.chat_toggles & CHAT_OOC
 
+TOGGLE_CHECKBOX(/datum/verbs/menu/Settings, listen_bank_card)()
+	set name = "Show/Hide Income Updates"
+	set category = "Preferences"
+	set desc = "Show or hide updates to your income"
+	usr.client.prefs.chat_toggles ^= CHAT_BANKCARD
+	usr.client.prefs.save_preferences()
+	to_chat(usr, "You will [(usr.client.prefs.chat_toggles & CHAT_BANKCARD) ? "now" : "no longer"] be notified when you get paid.")
+	SSblackbox.record_feedback("nested tally", "preferences_verb", 1, list("Toggle Income Notifications", "[(usr.client.prefs.chat_toggles & CHAT_BANKCARD) ? "Enabled" : "Disabled"]"))
+/datum/verbs/menu/Settings/listen_bank_card/Get_checked(client/C)
+	return C.prefs.chat_toggles & CHAT_BANKCARD
+
 
 GLOBAL_LIST_INIT(ghost_forms, list("ghost","ghostking","ghostian2","skeleghost","ghost_red","ghost_black", \
 							"ghost_blue","ghost_yellow","ghost_green","ghost_pink", \
diff --git a/code/modules/economy/account.dm b/code/modules/economy/account.dm
index a9206045cd5..a85299cf63c 100644
--- a/code/modules/economy/account.dm
+++ b/code/modules/economy/account.dm
@@ -50,7 +50,7 @@
 				bank_card_talk("ERROR: Payday aborted, departmental funds insufficient.")
 				return FALSE
 			else
-				bank_card_talk("Payday processed, account now holds $[account_balance].")		
+				bank_card_talk("Payday processed, account now holds $[account_balance].")
 				return TRUE
 	bank_card_talk("ERROR: Payday aborted, unable to contact departmental account.")
 	return FALSE
@@ -59,22 +59,29 @@
 /datum/bank_account/proc/add_neetbux()
 	account_job.paycheck += PAYCHECK_WELFARE
 
-/datum/bank_account/proc/bank_card_talk(message)
+/datum/bank_account/proc/bank_card_talk(message, force)
 	if(!message || !bank_cards.len)
 		return
 	for(var/obj/A in bank_cards)
 		var/mob/card_holder = recursive_loc_check(A, /mob)
 		if(ismob(card_holder)) //If on a mob
+			if(card_holder.client && !(card_holder.client.prefs.chat_toggles & CHAT_BANKCARD) && !force)
+				return
+
 			card_holder.playsound_local(get_turf(card_holder), 'sound/machines/twobeep.ogg', 50, TRUE)
 			if(card_holder.can_hear())
 				to_chat(card_holder, "[icon2html(A, card_holder)] *[message]*")
 		else if(isturf(A.loc)) //If on the ground
 			for(var/mob/M in hearers(1,get_turf(A)))
+				if(M.client && !(M.client.prefs.chat_toggles & CHAT_BANKCARD) && !force)
+					return
 				playsound(A, 'sound/machines/twobeep.ogg', 50, TRUE)
 				A.audible_message("[icon2html(A, hearers(A))] *[message]*", null, 1)
 				break
 		else
 			for(var/mob/M in A.loc) //If inside a container with other mobs (e.g. locker)
+				if(M.client && !(M.client.prefs.chat_toggles & CHAT_BANKCARD) && !force)
+					return
 				M.playsound_local(get_turf(M), 'sound/machines/twobeep.ogg', 50, TRUE)
 				if(M.can_hear())
 					to_chat(M, "[icon2html(A, M)] *[message]*")
@@ -88,4 +95,4 @@
 	department_id = dep_id
 	account_balance = budget
 	account_holder = SSeconomy.department_accounts[dep_id]
-	SSeconomy.generated_accounts += src
\ No newline at end of file
+	SSeconomy.generated_accounts += src