diff --git a/code/__HELPERS/game.dm b/code/__HELPERS/game.dm
index c590c844eb9..0655e8f53e8 100644
--- a/code/__HELPERS/game.dm
+++ b/code/__HELPERS/game.dm
@@ -494,6 +494,15 @@
 	if(!C || (!C.prefs.windowflashing && !ignorepref))
 		return
 	winset(C, "mainwindow", "flash=5")
+	
+//Recursively checks if an item is inside a given type, even through layers of storage. Returns the atom if it finds it.
+/proc/recursive_loc_check(atom/movable/target, type)
+	var/atom/A = target
+	while(!istype(A.loc, type))
+		if(!A.loc)
+			return
+		A = A.loc
+	return A
 
 /proc/AnnounceArrival(var/mob/living/carbon/human/character, var/rank)
 	if(!SSticker.IsRoundInProgress() || QDELETED(character))
diff --git a/code/modules/economy/account.dm b/code/modules/economy/account.dm
index f7718c072c2..d66caeb2464 100644
--- a/code/modules/economy/account.dm
+++ b/code/modules/economy/account.dm
@@ -54,12 +54,24 @@
 	bank_card_talk("ERROR: Payday aborted, unable to contact departmental account.")
 	return FALSE
 
-/datum/bank_account/proc/bank_card_talk(fuck)
-	if(!fuck || !bank_cards.len)
+/datum/bank_account/proc/bank_card_talk(message)
+	if(!message || !bank_cards.len)
 		return
 	for(var/obj/A in bank_cards)
-		for(var/mob/M in hearers(1,get_turf(A)))
-			to_chat(M, fuck)
+		var/mob/card_holder = recursive_loc_check(A, /mob)
+		if(card_holder) //If on a mob
+			card_holder.playsound_local(get_turf(card_holder), 'sound/machines/twobeep.ogg', 50, 1)
+			if(card_holder.can_hear())
+				to_chat(card_holder, "[icon2html(A, card_holder)] *[message]*")
+		else if(isturf(A.loc)) //If on the ground
+			for(var/mob/M in hearers(1,get_turf(A)))
+				playsound(get_turf(card_holder), 'sound/machines/twobeep.ogg', 50, 1)
+				A.audible_message("[icon2html(A, hearers(A))] *[message]*", null, 1)
+		else
+			for(var/mob/M in A.loc) //If inside a container with other mobs (e.g. locker)
+				M.playsound_local(get_turf(M), 'sound/machines/twobeep.ogg', 50, 1)
+				if(M.can_hear())
+					to_chat(M, "[icon2html(A, M)] *[message]*")
 
 /datum/bank_account/department
 	account_holder = "Guild Credit Agency"