diff --git a/code/modules/events/shuttle_insurance.dm b/code/modules/events/shuttle_insurance.dm
index a164ef4622d..3e8ba81671c 100644
--- a/code/modules/events/shuttle_insurance.dm
+++ b/code/modules/events/shuttle_insurance.dm
@@ -40,6 +40,7 @@
 /datum/round_event/shuttle_insurance/proc/answered()
 	if(EMERGENCY_AT_LEAST_DOCKED)
 		priority_announce("You are definitely too late to purchase insurance, my friends. Our agents don't work on site.",sender_override = ship_name)
+		return
 	if(insurance_message && insurance_message.answered == 1)
 		var/datum/bank_account/station_balance = SSeconomy.get_dep_account(ACCOUNT_CAR)
 		if(!station_balance?.adjust_money(-insurance_evaluation))