diff --git a/code/controllers/subsystem/SSjobs.dm b/code/controllers/subsystem/SSjobs.dm
index 9dfdf5edc5a..3209639ea59 100644
--- a/code/controllers/subsystem/SSjobs.dm
+++ b/code/controllers/subsystem/SSjobs.dm
@@ -636,7 +636,7 @@ SUBSYSTEM_DEF(jobs)
 
 //fuck
 /datum/controller/subsystem/jobs/proc/CreateMoneyAccount(mob/living/H, rank, datum/job/job)
-	if(!job.has_bank_account)
+	if(job && !job.has_bank_account)
 		return
 	var/starting_balance = job?.department_account_access ? COMMAND_MEMBER_STARTING_BALANCE : CREW_MEMBER_STARTING_BALANCE
 	var/datum/money_account/account = GLOB.station_money_database.create_account(H.real_name, starting_balance, ACCOUNT_SECURITY_ID, "NAS Trurl Accounting", TRUE)