diff --git a/code/game/objects/items/credit_holochip.dm b/code/game/objects/items/credit_holochip.dm
index b7f7f5f2d1..f548a24d43 100644
--- a/code/game/objects/items/credit_holochip.dm
+++ b/code/game/objects/items/credit_holochip.dm
@@ -84,13 +84,18 @@
 		var/obj/item/card/id/ID = I
 		if(!ID.registered_account)
 			to_chat(user, "<span class='warning'>[ID] doesn't have a linked account to deposit into!</span>")
-			return
-		for(var/obj/item/holochip/money in src.loc.contents)
+			return STOP_ATTACK_PROC_CHAIN
+		var/atom/old_loc = loc // The following code can qdel src, which nulls its loc.
+		if(!old_loc)
+			ID.attackby(src, user)
+			return STOP_ATTACK_PROC_CHAIN
+		for(var/obj/item/holochip/money in old_loc.contents)
 			ID.attackby(money, user)
-		for(var/obj/item/stack/spacecash/money in src.loc.contents)
+		for(var/obj/item/stack/spacecash/money in old_loc.contents)
 			ID.attackby(money, user)
-		for(var/obj/item/coin/money in src.loc.contents)
+		for(var/obj/item/coin/money in old_loc.contents)
 			ID.attackby(money, user)
+		return STOP_ATTACK_PROC_CHAIN
 
 /obj/item/holochip/AltClick(mob/user)
 	if(!istype(user) || !user.canUseTopic(src, BE_CLOSE, ismonkey(user)))